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ABOUT MEMBERS
Contact Details
PO Box 7125
5020 Bergen ,
Norway
Ph : 47 56 12 88 10
Fax : 47 56 12 80 97
IFLA Representatives
Morten Guldhaug
Managing Director
Kjell Stronen
Director
Per Hegdahl
Lawyer
DnB NOR Finans
www.dnbnorfinans.no
About the Organisation

DnB NOR Finans is a Scandinavian company with 14 offices In Norway, as well as offices in Copenhagen and Stockholm. The company has a widespread distribution network. In addition the products are distributed through DnB NOR Bank, Nordlandsbanken, Postbanken and various suppliers of capital goods. DnB NOR Finans is Norway’s largest finance company.

The main products are leasing, leasing concepts for ICT (Information and Communication Technology), factoring, car fleet management (Autolease), Sikret Billaan (a hire-purchase contract with payment protection insurance) and car loans. In addition, DnB NOR Finans offers several forms of vendor financing programmes.

Products

Sikret Billaan:
This is a car loan with payment protection insurance. DnB NOR Finans provides financial security for you and your family by paying instalments, interest and fees in the event of unforeseen and difficult situations such as unemployment or illness.

Car loans:
DnB NOR Finans offers car loans with a repayment period of up to five years. You can borrow money to buy a new car, a used car, a caravan, a motorbike or a snow scooter. Your application will be dealt with promptly, and you can receive an answer the same day.

Fleet management / Autolease:
Fleet management is a complete solution for the management of company cars on hire-purchase agreements or contract to hire. We develop administrative solutions aimed at making the customer's car-related activities as cost-effective and simple as possible.

Leasing:
DnB NOR Finans offers leasing of fixed assets and operating equipment such as motor vehicles, machinery, production equipment, construction equipment, office equipment and computers. Under a leasing agreement the object is available for use against payment of an agreed monthly sum. This gives the company a right to use the financed equipment without tying up equity.

Factoring:
DnB NOR Finans offers businesses effective follow-up of accounts receivable, flexible working capital facilities and assumes credit risk for customer losses. DnB Finans' factoring services boost business earnings by shortening the credit period, reducing bad debts and cutting payroll costs. We specialise in financing sound growth for small and medium-sized companies operating in the wholesale, retail, service and manufacturing sectors.

ICT financing:
DnB NOR Finans offers everything from uncomplicated financial solutions to more complex telecommunications and data solutions. The objective is to give customers the chance to invest in the opportunities presented by new technological solutions.

Vendor financing programmes:
Vendor financing gives suppliers of capital goods the possibility to cover customer needs for financing through a cooperation agreement with DnB NOR Finans. This gives customers a better overall product and a "turn-key" solution from suppliers. Customers regard this as a professional, safe and complete offer.

Contact

Business contact persons:

Morten Guldhaug, phone: + 47 22 57 43 03, mail to: morten.guldhaug@dnbnorfinans.no
Kjell Stronen, phone: + 47 56 12 88 10, mail to: kjell.stronen@dnbnorfinans.no
Lars Feginn, phone: + 47 22 57 44 93, mail to: lars.feginn@dnbnorfinans.no















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